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Job Alert: Credit Analyst at Michael Stevens Consulting



    Michael Stevens Consulting – Our client, a Financial Institution is recruiting to fill the position below:

    Credit Analyst

    • Job TypeFull Time
    • QualificationBA/BSc/HND  
    • Experience
      1 year
    • LocationRivers
    • Job Field
      Finance / Accounting / Audit  

    Job Brief

    • We are looking for a professional Credit analyst to determine our customers’ creditworthiness.
    • You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.


    • Assess credit worthiness of existing or prospective clients
    • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
    • Complete ratio, trend and cash flows analyses and create projections
    • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
    • Determine in depth the degree of risk involved
    • Carefully analyse data and produce clear and objective reports
    • Routinely monitor loans for compliance
    • Adhere to credit policy and guidelines
    • Monitor corporate portfolio asset quality on an ongoing basis
    • Draft models of credit information that predict trends and patterns.


    • Proven working experience as a credit analyst
    • Proficiency in statistical packages and financial software
    • Up to date with legal, compliance and market risk related issues
    • Ability to analyze cash flows, leverage, collateral and customer strength
    • Strong communication and presentation skills
    • Sound judgement
    • BS degree in Economics, Banking and Finance or related field
    • Minimum 1 year experience in Financial Institution.

    Method of Application

    Interested and qualified candidates should send their CV to: [email protected] With the Job Title as Subject.

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