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Job Alert: Smart Partners Consulting Limited Recruitment for a Consumer Loan Officer

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Job Summary
  • Smart Partners Consulting Limited
  • 8th January, 2020
  • 1
  • Accounting / Audit / Finance
  • Experienced (Non-Manager)
  • Full-Time
  • 3-5 years
  • Bachelor of Science
  • Lagos
  • 4th January, 2020
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Smart Partners Consulting Limited – Our client who runs a microfinance firm is recruiting to fill the position below:

Job Position: Consumer Loan Officer

Job Location: Lagos

Job Description

  • We are in need of a consumer loan officer to evaluate, authorize approval or deny loan applications for people or for business.
  • You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities


  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements

  • Minimum of 2 years Proven working experience as a loan officer in top leading MFB
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • BS degree in Finance, Economics or a related field

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the “Job Title” as the subject of the mail.


  

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